multi: timeout handles even without connection

When there is a "change" in a multi handle and pending handles are moved
back to the main list to be retested if they can proceed further (for
example a previous transfer completed or a connection has a confirmed
multiplexed state), the timeout check in multi_runsingle() would not
trigger because it required an established connection.

This could make a pending tranfer go back to pending state even though
it had been "in progress" for a longer time than permitted. By removing
the requirement for an associated connection, the timeout check will be
done proper even for transfers that has not yet been assigned one.

Ref #13227
Reported-by: Rahul Krishna M
Closes #13276